Tag Archives: Pell Grant

Do you have to re-apply for pell grant each semester?

The Federal Pell Grant is a student grant given to those from lower income families who wish to pursue higher education. To be eligible for this grant, you have to present proof that you are in need of financial aid. Those from families with an annual income lower than $20,000 were found to make up 57% of grant recipients, though this was not the case in the years 1999 to 2000, as majority of those receiving grants belonged to families with an income of less than $41,000 annually.

Students can receive as much as $5,550 a year, which will be split in half to provide for each semester of the school year. If you are depending solely on your grant, then you have to carefully choose the educational institution you are enrolling in  but you can always add more if you already have a college or university in mind. You don’t have to re-apply for pell grant for every semester, as the grant is good for an entire school year, which typically includes two semesters. However, if you plan to go to school the following year as well, then you will have to apply for a another Pell Grant.

You are eligible to receive higher grants if you are a full-time student, as part-time students typically receive less. If you plan to attend a community college, then you can expect the Pell Grant to be enough to cover for your education. In fact, you may even have some money left for yourself. However, if you plan to go to other universities, the grant you receive may only be able to pay for a part of your tuition fee. Most students in the liberal arts and those from private universities may have to look for additional funding to cover for their expenses. While the grant is expected to increase in the coming years due to tuition fee increases, it still does not cover as many subjects as it used to. 

The money you receive from the Pell Grant may also be used for items that you need for your education, such as books, a computer and other such requirements. However, you can only do this if you have some in excess after paying for you tuition fee. Even if you have received the grant for your previous years, you are still as eligible as any other student that needs financial aid if you choose to re-apply. You can check the government website or read through the FAFSA application guidelines to check if different terms apply for reapplication. 

It is also worth noting that you cannot receive your grant for one entire year all at once, as the total sum is split into the number of semesters in the year so that each semester receives an equal amount. While you can use a Pell Grant for mostly all universities, provided that they participate in the program, you should still ask the university you are applying for if they accept such grants just to be sure. Students who really want to acquire higher education can greatly benefit from this grant so it is important to supply accurate information when applying.

Can i receive Pell grant if parents are not US citizens?

Picture this scenario: you need to go to college yet you are low on funds. Borrowing from your parents is not an option since they themselves are pretty dry on cash. You try to seek help from private banks but the problem is you are not eligible to do so due to your underpowered paying capacity. How about scholarship grants? Well, that is also a no-no. Your high school academic record is not that awesome. Too late to regret those all night partying escapades at your friend’s crib. But seriously, during these trying times who will you depend on? Fortunately for you, there’s a Pell Grant.

A post-secondary scholarship grant which is sponsored by the United States federal government, Pell Grant is awarded to students who are financially challenged yet still wish to pursue college education. Named after Clairborne Pell–a Democrat U.S. senator from Rhode Island, this program is formerly known as the Basic Educational Opportunity Grant. Compared to other federal financial assistance program, the Pell Grant does not require repayments of any sort. On the other hand, the grant is awarded based on criteria approved and submitted by the U.S. Congress via the FAFSA or the Free Application for Federal Student Aid form. To be technical about it, the Higher Education Act of 1965 is the legislation responsible for the approval of the Pell Grant.

You almost leaped from your high school building rooftop in joy after realizing that the Pell Grant is your key to the financially rewarding possibilities of college. As you head for the nearest bar to celebrate, a friend whom you earlier informed via phone about your discovery slapped a petrifying question in your face: are you still qualified for Pell Grant even if your mom and dad are not US citizens? As the scathing words of your friend, who by the way is the same person who organized those highly intoxicating parties in high school, your beer mug almost slipped from your shaking hands.

Relax! No need to get melodramatic about this. Here is the good news: even if your parents are far from being American citizens, you are still qualified to get the Pell Grant. Unless you are not a U.S. citizen yourself, you will benefit from the education grant that the U.S. Department of Education offers. To put it more simply, it is your citizenship that matters here and not your mom and dads. If you are legally a citizen of the United States of America, then you can utilize the Free Application for Federal Student Aid form to apply for the Pell Grant. Just make sure that you complete the Free Application for Federal Student form and a have it sent to the responsible department in your school. This is very important since this will determine if you are eligible for the grant. In case that your parents’ social security numbers are not available, you still can file the Free Application for Federal Student Aid form provided that your parents file and pay their taxes with their ITIN or Individual Tax Identification Number.

Can you get a Pell Grant if you are in a bankruptcy?

With an unstable economy due to the recent global economic crisis, there are quite a lot of people who are suffering from deep financial problems. While some might just lose their jobs or settle for a lower-paying job, some people find themselves in deeper financial holes and eventually file for bankruptcy. This may have a great impact in your life, especially if you still have your studies to worry about. Some students may even lose important privileges because of bankruptcy, including grants and other support for their studies. One question you may ask is if you can still get a Pell grant even if you are in a bankruptcy. This article will walk you through some of the facts that could shed light and answer this question.

Pell grants are given by the Federal government to deserving, low income students to support them with their education. This is a monetary support that could allow students to get up to $5500 in recent years. They can use this amount to help pay their tuition and other school fees, as well as help pay other college expenses. Recipients of a Pell Grant should not be more than 24 years old and is currently studying on a bachelor’s or associate’s degree. A Pell grant is given to a university, and the school will decide if you are eligible for it depending on the FAFSA or Free Application for Federal Student Aid. Pell funds are given out twice a year, even if the university does not use semester scheduling.

If you are worried that a Pell Grant won’t be given to you if you filed for bankruptcy, don’t be bothered. You can still receive the full amount of a Pell Grant since it is not based on your credit score. So yes, you can still receive Pell Grant even if you are bankrupt. If you file for personal bankruptcy if you are below 24 years old and an undergraduate student, there will be no effect on any government financial aid. You can even take out federal loans and still qualify for bankruptcy. However, if you are bankrupt, you are not eligible for private education loans since they’re greatly influenced by your credit record.

Now, if your parents are the ones who filed for bankruptcy and you feel that it will hinder you from receiving a Pell Grant, worry not because this also doesn’t affect your eligibility for the grant. As long as you fit the requirements, you are eligible for the Pell Grant, even if you are using their income information upon filing for student aid. Also, you can still apply for private education loans if you use your own information for application.

Despite the shaky economy and the financial struggles that you might encounter, the Federal government will do its best to support your education. Not even bankruptcy can stop you from getting the degree you want. So even if you or your parents filed for bankruptcy, you can still go ahead and apply for a Pell Grant.

Pell Grant and Tuition Reimbursement from Employer

You should not hesitate to pursue postsecondary education even if you are already working. This will give you the chance to exploit a lot of benefits, such as a higher salary, promotion and faster career development. It is usually not easier for employed individuals to pay for the entire cost of their education. That is why you should definitely look at all the options for financial aid that you can take advantage of. The Pell Grant will certainly help you a lot and so will any tuition reimbursement available from your employer.

There are a number of things that you should take into account when considering to use the two type of aid together. Firstly, you have to be eligible for a Pell Grant in order to get it. Since you are employed, your income and other relevant financial factors, including your cost of attending school, will be taken into consideration so that your expected personal contribution can be determined. It should be equal to or less than $5,273. Hence, if you are classified as a student who is able to contribute more, you will not be awarded the grant.

Another thing you have to consider is the amount of tuition fee reimbursement your employer can provide. Some companies may offer 25% reimbursement only while others can agree to cover 75% or 100% of your costs. Keep in mind that you have to take the money out of your pocket first. This means that you have to secure enough funds to pay your cost of attendance in order to get the reimbursement.

You have to be extremely careful when combining the two options. You cannot get reimbursed by your employer for the part of your tuition fees that are covered by the Pell Grant. That is why you should arrange for everything in advance and get a clear idea of your cost of attendance and how much of it will be covered by the two sources separately. It is perfectly possible for you employer to refuse to make any reimbursements before the Pell Grant has been applied to your tuition fees.

The best course of action will be to apply early for Federal financial aid in order to get the scholarship first. Then, you can cover the remainder of the tuition fee, if any, out of your pocket and request the reimbursement from your employer. Of course, you should have made the appropriate arrangements with the company first.

You have yet another option that you have to consider. You may arrange with your school for a partial application of the Pell Grant towards your cost of attendance. In this way, you will get to use a larger chunk of the money from the scholarship for other school expenses, such as books and a computer, for instance. You will also get a bigger reimbursement from your employer since you will pay a bigger portion of the tuition fees out of your pocket.

Overall, you have to arrange your Pell Grant and tuition reimbursement as best as possible and keep your finances under control.

Can You Receive a Pell Grant and Participate in a Work-Study Program at the Same Time?

You should explore all your options if you are in need to financial aid for financing your postsecondary education. There are plenty of opportunities that you can take advantage of, so you should not miss your chance. Both the Pell Grant and the Work-Study program, available from the Federal Government, are designed to aid you in paying your costs for school. You should definitely learn how they can be useful to you.

You can receive a Pell Grant and participate in a Work-Study program at the same time. The two are not mutually exclusive. You can readily take advantage of both sources of funding. Still, you have to consider a number of other factors regarding these two financial aid options.

In order for you to get a Pell Grant and participate in Work-Study, your school has to offer both type of programs. Most schools do, but some do not have the capability to participate in the latter because it is more complex to administer. Hence, you should check whether you can get both types of aid from your school.

You can apply for both programs automatically using the standard Free Application for Federal Student Aid (FAFSA). You simply need to indicate that you have an interest in the Pell Grant and in Work-Study. You will receive your expected family contribution (EFC) sum which will determine your eligibility for Federal financial student aid. If you are eligible for both programs, then you have to check with your school what the specific arrangements are.

There is one essential point that you should keep in mind. Your income from your Work-Study job is not included in your expected family contribution. Simply put, this income will not determine how much Federal financial aid you will get. This means that you will not get a smaller Pell Grant because you participate in the Work-Study program. You are asked to announce these earnings separately on your FAFSA form, so that they are not considered when your eligibility for Federal grants is determined. Still, this income is taxable and you have to include it in your tax return.

Generally, it is perfectly possible for a student to receive a full Pell Grant and to participate in Work-Study at the same time. You have to decide whether this combination works well for you. Some students find it difficult to work and study at the same time. As an undergraduate student, you are permitted to work for up to 40 hours a week, but this is way too much. Most students are recommended to be on the job for no more than 10 to 20 hours a week. In addition, you have to take into account the fact that you will not have a wide range of choices when getting a job as part of this program. In addition, you might have to meet some requirements in order to get a position.

Overall, you can take advantage of a Pell Grant and Work-Study, but you have to make sure that you can manage between work and school.

Can You Qualify for Both a Pell Grant and a Cal Grant?

There are a lot of financing options for students from low-income families pursuing postsecondary education. You should not hesitate to exploit all funding options available. This is applicable to both the Pell Grant and the Cal Grant.

You can qualify for both a Pell Grant and a Cal Grant. The two scholarships are not self-exclusive. In fact, they are two different types of grants. The Pell Grant is provided by the Federal Government and this makes is a federal grant. The Call Grant is available from the state government of California. The eligibility criteria for the two differ to an extent, but you should not miss to apply for both, if you need financial aid for paying for your studies.

Generally, all federal and state scholarships are separate. This means that you can participate in any number of programs as long as they are not self-exclusive. For instance, it is possible for you to get a Pell Grant, a Cal Grant and get a job from the Federal Work-Study program.

You can apply for a Pell Grant and a Cal Grant at the same time. Keep in mind, however, that the eligibility criteria are different. This means that you might be able to get only one of them and not the other. Still, you should apply for both, if you think you are eligible. The application process is simplified, so you do not have to submit separate forms.

You have to fill in the Free Application for Federal Student Aid (FAFSA) and submit it. In addition, you need to file your verified GPA with the California Student Aid Commission in order to complete your Cal Grant application. You do not need to do fill in additional applications forms or submit any other documents in order to get a Pell Grant.

You have to be aware of the deadlines for the grants as well. This is important if you want to arrange your financing as best as possible. You can apply for a Pell Grant for an academic year at any time prior to and during the academic year until its formal end which is considered to be June 30th. Basically, there is no early deadline. You can apply for and receive the funding upon approval at any time during the school year. Still, it is a good idea to apply at least 8 weeks before the start of your first semester so that you can avoid missing tuition fee payment deadlines.

The situation is different with the Cal Grant. You need to submit your FAFSA form for the following academic year before March 2nd. The deadline for some community college students can be extended to September 2nd, but this is not applicable to all. Hence, if you want to get both types of grants, you should do it to meet the shorter that is the Cal Grant deadline.

Overall, if you start thinking about college financing and take action early, you will be able to receive both a Pell Grant and a Cal Grant.

Can You Get Free Childcare if You Receive a Pell Grant?

Parents with young dependant children usually need more help to get through college. It is worth exploring all your options to figure out how you can get financial and childcare aid. The Pell Grant is awarded to all low-income students who meet the criteria for eligibility. It is not awarded on the basis of the age and family status of the student, so parents who study towards an undergraduate degree can receive it.

Parents who have been awarded a Pell Grant are not automatically entitled to free childcare. There is no package that gives you automatic eligibility for a childcare grant, if you have received this particular scholarship. In addition, the size of your Pell Grant is not based on the fact that you have a child. It is true, however, that this information is usually reflected in your income, so this factor can actually help you get a larger sum.

You should not despair for not getting free childcare with your Pell Grant. The good news is that you have a number of options that you can take advantage of. Firstly, you have to take into account what the Pell Grant sum you receive per semester is. Then, you need to check how your school disburses it.

In most cases, the tuition fees are covered and the remainder of the funds, if any, it paid directly to you with a check. It is also possible for you to receive part or the entire amount of money directly, but in this case your cost of attendance will not be fully covered. In any case, if you get some money in your pocket, you can use it to pay for childcare. The Pell Grant can be spent for anything that aids your education, including childcare costs. You do not have to account for the way in which you spend the sums directly available to you.

The next option you have is to look for childcare grants. The eligibility for a Pell Grant does not automatically make you eligible for such forms of financial aid. You can take advantage of standard Federal childcare grants. There are also grants designed to aid parents who study financially. These are usually available from local governments or from educational institutions. Thus, you should look for available financing at a number of places. Just make sure you meet the eligibility criteria for the grant. These are usually quite specific. Your marital status, income and your child’s age and health status are usually taken in to account to determine eligibility.

There might be childcare aid available directly from your school. Some educational institutions have day care centers for kids. Usually, the staff and the attending students can pay smaller fees for using these services. This is not a direct financing option, but it is certainly a beneficial one.

Overall, you cannot get free childcare with your Pell Grant, but you have a wide range of other opportunities to take advantage of. Make a thorough search and ask for advice at your school’s financial aid office.