Tag Archives: Apply For Pell Grant

Should I apply for Pell Grant before or after divorce?

A Pell Grant is an educational grant given to students belonging to low income families who wish to acquire higher education. Qualifying for this kind of educational grant is useful for those who want to further their education but cannot afford to so without financial aid. The maximum grant for the years 2010 to 2011 is $5,550, though it is predicted to increase in the next several years due in part to tuition fee increases. Since it is much more expensive now to acquire higher education, the grant does not cover as many credits as it used to but nonetheless, it is still very helpful for those who badly need the aid.

Anyone wishing to apply for Pell Grant must prove that he or she is in need of financial aid. Students from families that make less than $41,000 per annum are eligible to apply for this grant. It is important to note, however, that students are not allowed to use the grants funds for receiving education from more than one educational institution. If you are thinking of applying for this grant but you are about to get a divorce or you are in the process of applying for a divorce, then you must be wondering if you should apply before or after your divorce has been finalized.

It actually does not matter when you apply for Pell Grant, as the amount you are going to receive won’t be affected by the divorce process. Even if your divorce has not been finalized yet, as long as you indicate in your application that you are separated, your ex-husband’s income won’t be counted anymore. While most people recommend applying for the grant until after the divorce has been finalized, as you will be eligible to get more funds, it is not necessary. Even if you have kids and you want to add them to your dependents list to strengthen your application, your separation will not affect how much you are going to receive. All you have to do is make sure to indicate you are separated and your kids will still be listed as your dependents. However, you are eligible to receive more if you are the sole provider for your children. It is also worth noting that your kids will only be eligible to become dependents on your grant application if you provide for 50% of their education and needs.

If you want to apply for Pell Grant, make sure to read all the terms that apply to it so that you know exactly what you are eligible for. Make sure to provide accurate information in your application or you may end up forfeiting the grant altogether. Pursuing higher education during a divorce is actually quite admirable, though you have to keep in mind that the separation process is enough to remove your husbands profit from your yearly income. You can apply for Pell Grant at any time during the separation process, though it would be easier to present proof of this if you have already started with the divorce process but it does not necessarily have to be finalized when you apply.

How To Apply For Pell Grant

Pell Grant is also referred to as Basic Education Opportunity Grant. Since its introduction in the year 1960, it has helped millions of university students to afford the high cost of college education. The best thing about Pell Grant is that the students do not need to repay it. What’s more, there is no maximum age limit to qualify for these grants. Even older adults, who could not obtain a graduate degree because of financial reasons before, can apply for pell grant and improve their academic qualifications. However, when it comes to filling the application form, there are several things that you need to keep in mind. Here is a brief rundown on the same.

Basic Preparation before you apply for Pell Grant

The Pell Grant application form requires you to submit personal and financial details. The documents that you need to have at hand include current bank statements, W-2s, your recent federal tax returns, driver’s license, Social Security number, and details about investment income or untaxed income. There are certain additional requirements for those who are not US citizens. For example, they must submit their permanent resident card.

Get The Application Form

The easiest and the most recommended way to get the application form for Pell Grant is to visit the FAFSA website. FAFSA stands for Free Application For Federal Student Aid. You can access this website right form the comfort of your home. All you need is a computer with an Internet connection. You can download a copy of the application form from this website. Now, you just have to fill out the form and submit the same. However, before you submit the form, make sure that you have completed the form thoroughly.

Protect Your Personal Information

If you are applying for Pell Grant online, you must also know how to protect your financial information. An easy way to do this is to clear your browser’s cache after you submit the form. If you do not know how to clear the browser’s cache, you can find detailed instructions on the FAFSA website.

How To Sign Your Online Application Form

The technology, these days, has improved a lot. You can even sign your application electronically. However, you will need a PIN number for this purpose. So, if you don’t have one, apply for pell grant first. Signing your application is very important, as it accelerates the application process.

You Must Be Aware Of The Deadline

Every year, there is a summer deadline, which you must meet in order to get Pell Grant. You can find the exact details about the last date of application submission on the FAFSA website.

Once you have submitted the application, the last step is to wait for the Student Aid Report. This report notifies the name of all those applicants who qualify for the Pell Grant. If you see your name in the report, you can find detailed instructions in the same report on how to receive the money of the grant. However, make sure that you follow the instructions thoroughly.